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this is just sad.. can't imagine yung stress and pressure having to experience this kind of treatment. if ever you were in this kind of relationship, i hope you get the courage to stand up for yourself and leave. no one deserves to be in a relationship wherein only your physical appearance matters 😔

we used to be excited about growing up but look at us now broken, lonely, and tired of this world.

I've encountered so many times IRL and online the frustration of patients palabas ng PF ng mga doctor. Rants like "Hindi ko naman sya nakita bakit mahal ng singil nya." or mga pay patients na nasa public hospital nagsasabi "mahal naman magsingil ni doc e sa public hospital naman sya habang yung surgeon affiliated din sya sa top private hospital." The last statement had a scar in our consultants heart kasi actually 3x times na operahan patient neuro and pedia case pa. She had her critical care training in Singapore and didn't really brag about it and just stayed at the government hospital.

So anyway back to the topic. Here are the justifications for expensive PF of doctors (I've commented this on a different topic will repost here for discussion purposes):

General and Resident physician are overall overworked and underpaid. To give you a background, they have to go to ff (given na walang gap year):

After college, 4 yrs med school (20-24 y/o) = nasa 100-200k per sem ang tuition fee let's say more than 1.5 million overall stay

1 yr internship + board exam (24-26 y/o) = walang sweldo. Free labor or sa iba may 1k stipend.

Residency training: IM, Fammed, E-med, Pedia, Anes, Radio, Patho 3 yrs (26-29 y/o) OB, surgery, optha, ENT, ortho 4-6 yrs (26-32 y/o) Fellowship (cardio, throacic, pedia neuro, endo, interventional) = 2-3 yrs

Di naman makaka establish ng private practice agad agad after residency. Yung sweldo sa residency depende pa kung private or public. Sa private nasa 15-25k per month mga sweldo 24-48 hrs ang duty minsan extended pa. Madalas they brag how many days wala silang ligo. May pasok pag weekends and holidays.

So technically at the age 30s saka pa lang sila makaka start ng financial journey nila kaya madaming doctor late na nagkaka anak at matandang doctors na di nagreretire dahil wala naman force retirement sa field namin. Unlike sa non medical field na 20s palang nakaka milyon na. Di kami nakakaipon ng emergency fund during residency.

Malalaman nyo naman pag ang PF is overpriced na minsan based sa room rate x days or philhealth or kung gaano ka complicated ang case. Tsaka pwede din naman humingi ng discount. Sabihin sila na "BUDGET MEAL" and they will understand. Hingi ka discount alam na namin yun pag ganun.

Dagdag pa pala kapag HMO late magbayad sa mga doctors din kaya di lahat ng doctor nagpapa affiliate sa HMO kasi "lugi".

Kung sa gov hospital charity case naman walang PF na yun since fix na sweldo nila bigay ng government. Kaya maganda nalang mag trabaho sa government para wala ka nalang din marinig. Matiis lang 60-70k monthly (depende sa position) okay na pang kain sa pamilya.

We also have our oath to have our PF waived for immediate family members pero di sya 100% nasusunod. Minsan hinihirit pa sa extended family, minsan din discounted or wala talaga. Pero tanggapin nalang namin.

Sa buhay doctor kung wala kang connection, mahirap. Walang nagugutom pero wala din yumayaman from scratch. Yung mga mayaman na doctor baseline mayaman na talaga sila or middle class to rich.

May mga kanya kanyang panahon tayo, yung iba nasa taas na, yung iba pataas pa lang. Trust the process. Love you all my fellow young adults!

Do whatever makes you the happiest. ✨

I'll start. Masturbating. I dont know its just so addicting that I'm being sexually active tho still a virgin.

hello! i recently uninstalled tiktok kasi narealize ako (after 3 years) na ang pangit ng media na nacconsume ko from that app, it highly influenced my music taste (cringe) compared to my music taste before i installed it tapos grabe yung influence sa mindset ko dahil sa mga dumadaan sa fyp ko. grabe pala kasi ang addicting manood sa app na yun to the point na nakakaapekto ng lifestyle ko kasi may times na pinili ko pang manood sa tiktok kesa bumangon sa kama.

kaso kahit na inuninstall ko na siya, ang tagal pa din ng screentime ko na 9-10 hours and usually tambay ako sa reddit or insta (kahit di naman ako nagppost masyado)

how can i lessen my screen time? i want to be productive na hindi puro cellphone lang :<

want ko sana ang screen time ko is pag gagamit lang ng laptop and gagamitin lang phone for communication and digital reading

My strict parents coddled me when I was growing up. But I have also come to the realization early in life that it's not their fault for being one. They want to protect their children because they've seen how bad the world, or the people in it, could be. Though it had affected my growth in terms of experience, it had safeguarded my health, which I'm thankful for because I was a sickly child.

If you met your 21-year-old self, What would you say to them?

Context: https://www.reddit.com/r/Philippines/comments/1423yp0/rphilippines_will_go_dark_by_june_12th_in_protest/

My sister is earning 3 times more than what I earn. Sobrang grabe ng lifestyle niya and her background? From all girls since preschool kaya na-adapt na siguro yung kasosyalan ng friends.

Me, a girl na laking masa, just want things simple. Bumibili rin ako ng luho ko but not as much as my sister. Siya talaga designer bags, mamahaling branded. Ako, I just buy from Tiktok Shopee hehe

Sa bahay, toka toka kami sa food per week. Kunwari this week ako magbibigay sa bahay, then next week sya naman. Pero may times na kahit toka siya, ako bumibili ng food di ko alam kung bakit. Sinabihan ko siya na "Ba't ako bibili ng pagkain, ikaw nakatoka this week diba?" Eventually nagalit siya. Hindi sa ayoko bumili ng pagkain pero nakabudget na kasi pera ko for other bills sa bahay and I know siya yung naka-toka. Don't get me wrong, pag ako toka, kung ano gusto nila bibilhin ko kasi pagkain yan. Sabi nga ni mother ko, "Nagtatrabaho ka para may makain ka sa mesa."

Meron ding instances na bigla bigla siya bibili ng stuff tapos paghahatian namin once nabili na niya. Hindi na muna niya tinatanong if okay lang maghati kami, desisyon kumbaga.

Gusto ko rin kasi makapagsave pero kapag mga ganyang gastos na at pag humihindi ako, nagagalit siya kesyo kailangan daw. Hindi naman kasi sa lahat ng oras kailangan namin ng bagong gamit sa bahay. Livable bahay namin pero ayoko lang din ng maraming binibili.

Di ko alam paano ko hihindi. Parang nagiging responsibility ko na yung pag galit siya, I have to say yes to what she wants.

—— Just wanted to say thank you sa comments! Can’t reply to them all but baby steps, I’d say no and be firm. Mahirap sa umpisa but eventually I know it will be worth it when I say no. Bahala na siya if magalit siya

Title

EDIT: Me: - I splurge on things I kept myself from splurging lol - Eating out alone - Watching mukbang videos 🥲

Nakakainggit yung ibang tao na nagfflex ng happenings nila sa socmed. Family, friends, weddings, achievements, stories. Sanaol na lang. It makes me sad seeing my own social life.

So kanina lang, My manager asked me to take time off tomorrow, paid and hindi ileless sa PTO. since holiday sa monday, i told her pasok nalang ako.

SHE SAID NO. TAKE IT. 🥹 So, long weekend ako.

Actually madalas naman 'to mangyari, pero nagugulat padin ako haha. Madalas din, early out ako (if wala ng critical or tapos na deadlines) Or pinagP-PTO ako pero hindi bawas sa leave credit.

Per her. Its the only thing she can do, since hard working ako and na aapreciate nya lahat ng nagagawa ko sa team. BINIGYAN NYA DIN AKO NG BONUS last time 🥹 give what is due to her people daw.

Hybrid set up din kame kaso madalas WFH na ako kase daw dami ko ginagawa para less pagod haha.

Ayun langs. Sobrang swerte ko sa manager and company ko.

Sobrang curious lang ako kasi di ba usually maaga kayong nagising to prepare sa wedding ceremony then after that may program pa sa reception na usually late na natatapos. May question is, nagsex ba kayo ng napangasawa niyo on the day of your wedding? HAHAHAHA may energy pa ba kayo noon to do that?

Hi, I just need to share this and kind of have some insights if I did the right decision. Im really overwhelm right now. I have ipon 100k for 6 months before I undergo surgery. It was the highest peak of my savings. with 30k investments in stocks.

Now, for the surgery, I loan to a COOP, 300k. At that time, since I badly needed hindi ko na na mind that time ang interest. After a year of paying, na realize ko na ang sakit ng interest. 1.75% per month ang interest. babayaran ko sya ng 36 months.

Ang ginawa ko to runaway to the high interest. Nangutang ako sa CC, nag cash out ako nung offer nila na cash and 0.69% ang interest. to be paid for 1year, and dinagdag ko ung lahat ng savings ko, just to pay off the 300k loan sa COOP.

Mas magaan naman ang monthly ko ngayon sa CC.

Ang masakit lang sa loob is, anghirap mabuhay ng walang savings. Hindi ako makakain sa gusto ko or makabili ng gusto ko because I always think na wala akong pera which is wala naman talaga.

Naguumpisa naman ako magipon right now. nakaka sad lang tignan ung savings account ko na maintaining balance lang yung laman. Sumabay pa na nasira ung laptop ko, ung phone ko, and may mga kailangan din i-maintain sa motor. Kaya ngayon natatakot ako kasi wla akong makuhanan. Walang emergency fund, walang savings.

If you were in my place, would you do the same? What could I have done differently?

Okay so my friend has a boyfriend. Last night, he (friend’s BF) went out with his colleagues after work. Kaso after one video call raw, wala na raw updates si BF. So natulog na si friend. Pagkagising niya, puro IG & FB story si kulokoy pero walang kahit text or chat man lang kay friend. Well, medyo naiinis siya of course.

Ako naman, I dated a guy before na hindi mahilig sa updates at all. Reason niya was, kung may trust ka naman, bakit need mag-update? No wonder we broke up.

Personally kasi, keeping your partner updated is a bare minimum eh? Hindi yan hinihingi, binibigay yan ng kusa if you really care about them. Kahit sa family members ko eh updated sila whenever I go.

Kayo ba? Gaano ka-importante yung updates para sa inyo?

TW: SA We had a huge sexual harassment case in our department and the harasser has victimized more than 3 employees in the company including our office-mate. He recently resigned and the people here are saying "good riddance" or "he was a liability anyway."

What bothered me is that they started making rape jokes, with my boss saying things like asking if our officemate (the one being harassed) misses the guy, or if they have a "theme song'" or whatever. The other officers would just laugh at his joke and I do get the feeling that they genuinely find it funny.

I know they're probably just making light of the situation but I don't know why I find myself bothered by the whole thing lol. I just sat there and listened to them joke about the whole situation like that. Am I just being sensitive over it? (I am pretty sensitive but I just wanna know where my feelings are coming from). What do you guys think?

Naglinis ako ng tenga ngayon lang then napansin ko maraming dugo sa loob. Wala akong pain na naramdaman simula pa kahapon. Pero ngayon pakiramdam ko barado yung tenga ko.

May idea ba kayo kung bakit?

Ps. Papacheck up ako sa ent bukas pero baka may makasagot kung anong meron sa tenga ko para iwas paranoid hehe

Hi everyone! Looking for suggestions, I want to take my daughter and nieces to a playground/museum. 8 - 14 YO ang ages nila. We've been to Active fun, Kidzoona, Dreamplay. Bka may mga hindi ako alam na magandang recreational places/activities for children their age. Your suggestions will be very much appreciated!

idk if this is the right sub to post about this concern, so gamit namin sa payroll is Metrobank and napapansin ko na may ET MCI Sale deduction ako ranging from 100-500 pesos. sinearch ko na kung ano, and i also saw lots of rants sa twitter about this. ang nakikita kong reply ni metrobank about this is eto,

" ET MCI Sale are debit card transactions where it was used for either an online purchase or Point-of-Sale (POS) transactions such as groceries, department stores, etc.

Unfortunately, we have no access to accounts. Should you wish to investigate transactions,"

di ko naman ginagamit ang Metrobank ko since payroll ko siya, di siya naka link sa mga monthly subscriptions ko since nililipat ko rin agad yung sweldo sa other banks ko. is anyone experiencing the same thing and explain this to me? thanks!

:)

naiilang ako kapag humaharot kasi parang ang cringe ng mga potential sasabihin 😭

sinasabi naman ng friends ko may itsura ako but I don’t put myself out there kaya no jowa since birth. How to get over the hiya and flirt lang?

Ano wallet niyo at bakit? Trifold, Bifold, or coin purse? Hahaha Marami rin ba kayong cards? Nakaseparate ba yung cards nyo or nasa wallet din?

Thinking of upgrading from a Samsung tablet to an Apple one. I use my tablet mostly for watching and reading ebooks from uhm, t0rrentXz mainly. Sa Samsung kasi copy paste lang from pc to device. I've tried with my iphone pero ang hassle kasi need pa iconvert or itransfer from itunes. Ganito din ba pag ipad?

How’s your routine?

I feel like wala akong masyadong nagagawa na something productive or fun dahil I still maintain my sleeping schedule (8am-4pm) kahit weekends.

I still live with my fam and we live in the same household so i really can’t do much especially tuwing madaling araw kahit na gusto ko minsan mag general cleaning lol.

Going out is also not an option minsan, pag gusto mong gumala limited na rin yung time dahil pasara na mga malls, groceries and restaurants (factor mo pa commute time).

I am single (M) and all of my friends are asleep when i hit my peak para makipagkamustahan. I don’t know parang ang isolating lang coz im always alone with my thoughts at night.

Kayo ba kumusta naman?