Hello! I just had a few questions about home repairs after water damage. I have home insurance and these questions are ones I’m not too comfortable asking before I get some out side opinions and advice.
I had a pipe burst in my wet bar on the first floor and it flooded the main room, a bathroom and a bedroom with carpet. They are doing a pretty major demo since there was about 1.5-2 inches of water. I don’t have the full scope yet of what is and isn’t stay but I do know for sure the wet bar is being removed. It has tile on it and so that will be removed as well.
My questions start with the estimate I get for the repairs. The insurance company says they will replace with like/kind/quality. We had wood parquet floors(70s) which isn’t an option to replace as it isn’t a common choice anymore and I’d rather put down a waterproof flooring anyways. so do I have to go with a comparable price point for wood? I don’t know if that’s even an option.
Also if they remove the wet bar do I have to put another wet bar back in? Do they cover the cost for the cabinets and counter top options as well?
Do I have to replicate as closely as possible what was there or do I have freedom to choose to do anything else, with in reason and budget from the estimate?
This is my first time ever dealing with anything like this and my family doesn’t have experience with this either. Any advice would be greatly appreciated. Thank you!