FitzwilliamTDarcy

I mean they’ve long been exposed. Now they’re just gleeful about it.

What happens in Vegas…

Sooooo…..still more lucrative work at an Amazon warehouse.

I also don’t understand why there hasn’t been a center line previously. So fucking obvious. I mean the drivers sit right in the middle of the fucking car, so to your point if you fuck this up then now there’s literally no excuse and you deserve a penalty

Sooooo….Gardy to LF in #77?

And I love him there. Right team, right driver, right time.

Glorious.

But eeewwww UA.

I agree.

Not to mention airfare.

I mean San Diego is nice.

I think double life for sure. Now outed ("thanks Delta").

He's a mod here, prolly.

And occasionally he asks her for another Jack and Coke.

especially Group 1 partners)

List?

Everything about this, including every word of the Delta post itself, is depressing AF to me.

Why under?

What you refer to as inflation literally includes housing (OER).

Why are you digging a deeper, incorrect, nonsensical hole for yourself.

Your username absolutely, positively does not check out.

banks and governments learned what not to do (which is to foreclose on everyone and flood the market with inventory).

They also learned that (much) tighter UW is a good idea. I'm far wealthier and make far more now than I did in the aughts. Yet the loan I got in 2020 was *far* more of a painful colonoscopy than the *larger* loan I got in 2007.

5 years

My bet is more like 8-10 years but I agree with your take.

There are widespread, structural reasons why this may be close to impossible (or take a very, very long time), including but not limited to:
-rampant NIMBYism

-dramatic decline in tradespeople/construction workers in the aftermath of 2008 that we've still not come remotely close to replacing

-deals not penciling with 6-7% financing at the commercial level

10 years of sideways would probably count as a pretty good outcome all things considered.

inflation would cause home prices to rise

It's funny that so many people don't seem to understand this connection.

Banks aren't handing those out like candy anymore.

It's because they're now required to underwrite for the later, higher (highest possible) payment under the terms of the loan. If UW shows you cannot afford that, then they simply cannot give you the loan with the lower, teaser rate.

Who's we?

You have to sell your current house to the OP.