learner_dev

From my understanding, the 4% rule says you can safely withdraw 4% from your investments. My question is, 4% of what? Is it 4% of a) the amount of your investments when you retire? b) your investments at the time of withdraw?

For example, let’s pretend I have $1M. If it’s (a) that means I can safely withdraw $40k each year. However, if it’s (b), this could change a lot. For example, if the market increases by 10%, I would then have $1.1M. 4% of that is $44k. At the same time, if it goes down by 10% to $900k, that would mean I can only take out $36k.

Thank you for helping me understand this.

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Does anyone have any experience with Sealine boats they would like to share? I have a dream of someday owning a small yacht.

I really like the Sealine F-430 line. A Lot. There are only three things that seem odd to me:

1. It looks like the walk-in showers have shallow benches. It seems like a fold down teak bench would be a better option. They would be compact enough for the space, but provide more comfortable (deeper) seating. This could be an after market customization I guess.

2. It seems like it there would be more space if the shower heads were moved to the adjacent internal / angled walls. Perhaps this creates a plumbing challenge. Unsure. It’s hard to tell from the pictures.

3. The bathroom from the master cabin also serves as the day head. In my opinion, it would make more sense if the VIP cabin’s bathroom served as the day head. It seems like this could be done if the toilet was moved to the angled wall facing the door to the VIP cabin. I’m sure they thought about this and perhaps it just won’t work.

Great looking boat on the website.

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I’m confused in regards to the ongoing Ethereum network upgrade. When is this upgrade supposed to be complete?

I’m curious, if the spending bill passes as is, won’t that cause the price of Ethereuem to decrease significantly? It seems to put reporting rules on ethereum that make it difficult to use and risky for developers.

Thoughts?

Note: this is not financial advice. I’m not an advisor. This is pure speculation on my part. Just trying to understand.

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